Transparent Step‑Up Pricing
We publish our rate bands upfront. Interest is per‑month, simple, and can be capitalised to preserve cash flow. No surprises. No hidden step‑ups.
| Tenor band | Borrower rate (per month) | Notes |
|---|---|---|
| Months 1–3 | 0.70% p.m. | Minimum 3 months' interest may be capitalised at settlement |
| Months 4–6 | 1.20% p.m. | Applies automatically from month 4 |
| Months 7–12 | 1.70% p.m. | Applies automatically from month 7 |
| Month 12+ | 3.00% p.m. | Premium extension rate (post 12 months) |
Subject to due diligence, ≤70% combined LVR, and legal documentation. Business‑purpose lending only.
Indicative only. Final pricing & fees subject to due diligence and documentation.